Can I Still Get Compensation If I Was Speeding or Lane-Splitting?

July 28, 2025 | By Kurtz Riley Law Group - Arizona's Personal Injury Lawyers
Can I Still Get Compensation If I Was Speeding or Lane-Splitting?

Being involved in an accident while speeding or lane-splitting doesn’t automatically eliminate your right to compensation. Many people assume that any violation of the rules on their part means they can’t recover damages, but the legal reality is much more nuanced.

The actions of other drivers, road conditions, and the circumstances of your accident all play key roles in determining liability and compensation. This is precisely why you need an experienced motorcycle accident attorney who can handle these complicated situations and fight for your rights.

Understanding How Multiple Factors Affect Your Case

Traffic accidents rarely have just one cause. Other factors likely contributed to the crash, even if you were speeding or lane-splitting when the accident occurred. Perhaps another driver was texting, failed to signal, or was driving under the influence. Poor road conditions, defective vehicle parts, or inadequate traffic control devices may have played a role.

Wrecked motorcycle on highway after failure-to-yield accident involving another vehicle

The key question isn’t whether you broke a traffic rule, but rather how much your actions contributed to the accident compared to other factors. Courts and insurance companies look at the totality of circumstances, not just isolated actions. A driver who runs a red light while drunk bears more responsibility than someone who was traveling five miles over the speed limit.

Your personal injury lawyer will investigate all contributing factors to your accident. They’ll examine police reports, witness statements, traffic camera footage, and expert accident reconstruction reports to build a complete picture of what happened. This comprehensive approach often reveals that multiple parties share responsibility for the crash.

The Difference Between Contributing and Causing

There’s an important legal distinction between contributing to an accident and being the primary cause. You might have been speeding, but if another driver made an illegal turn directly in front of you, their actions could be considered the primary cause of the motorcycle collision.

Think of it like this: if you’re walking quickly through a crosswalk and someone runs a red light and hits you, your walking speed didn’t cause the accident. The other driver’s decision to ignore traffic signals created the dangerous situation. The same principle applies to many vehicle accidents involving speeding or lane-splitting.

Courts recognize that people make minor traffic violations every day without causing accidents. The critical factor is whether your actions were reasonable under the circumstances and how they compare to the other party’s conduct. An experienced motorcycle accident attorney will present evidence that puts your actions in proper context.

How Different Violations Impact Your Claim

Not all traffic violations are created equal when it comes to accident liability. Minor speeding violations are often viewed differently from reckless driving behaviors. Lane-splitting in states where it’s legal but regulated differs from lane-splitting in states where it’s prohibited entirely.

Exceeding the speed limit by a few miles per hour in good weather conditions is typically considered less significant than major violations like running stop signs or driving while intoxicated. The severity of the violation, combined with other circumstances, affects how much it impacts your compensation claim.

Some violations might be considered more technical than dangerous. For example, failing to signal a lane change might violate traffic laws but not necessarily create a dangerous situation if no other vehicles were nearby. Your motorcycle accident lawyer will evaluate how courts and insurance companies typically view your specific situation.

State Laws Make a Huge Difference

Different states handle accident liability in various ways, which can significantly impact your compensation even if you were speeding or lane-splitting. Some states follow traditional liability rules where any contribution to an accident can reduce or eliminate your recovery. Others have more forgiving approaches that allow partial recovery even when you share some responsibility.

In many states, you can still recover compensation if you weren’t more responsible for the accident than the other party. It means if you were speeding but another driver was texting and ran a red light, you might still recover substantial compensation because their actions were more egregious than yours.

The specific traffic laws in your state also matter. Some states have legalized lane-splitting under certain conditions, while others prohibit it. Some states have different speed limit enforcement approaches that affect how violations are viewed in accident cases. A local motorcycle accident attorney will understand these nuances and how they apply to your situation.

Insurance Company Tactics and Blame-Shifting

Insurance companies are skilled at using any available information to reduce their payouts. If they know you were speeding or lane-splitting, they’ll try to use this information to shift blame away from their insured driver. They might exaggerate the significance of your actions while downplaying their driver’s responsibility.

Be Cautious with Insurance Adjusters

These tactics include questioning the accuracy of speed estimates, suggesting you could have avoided the accident if you’d been following traffic laws, or arguing that your violations were the primary cause of the crash. They might also try to settle your claim quickly for a reduced amount before you understand the full extent of your damages.

You might accept these arguments without legal representation and settle for far less than you deserve. Insurance adjusters are trained negotiators who know how to use your perceived violations against you. A motorcycle accident attorney will counter these tactics and present evidence that tells the complete story of your accident.

Evidence That Can Support Your Case

Even if you were speeding or lane-splitting, various evidence can support your compensation claim. Traffic camera footage might show that another driver was behaving erratically or violating traffic laws. Witness statements can confirm that the other driver was distracted or driving aggressively.

Physical evidence from the accident scene can also be important. Skid marks, vehicle damage patterns, and debris distribution can all help reconstruct what happened and show how different factors contributed to the crash. Sometimes this evidence reveals that your speed or lane position wasn’t as significant as initially believed.

Cell phone records, GPS data, and vehicle computer systems can provide valuable information about what both drivers were doing before the accident. This technology often reveals that the other driver was engaged in dangerous behaviors that played a larger role in causing the crash than your traffic violations.

Your motorcycle accident lawyer will know how to effectively gather and present this evidence. They’ll work with accident reconstruction experts, obtain necessary records, and build a compelling case that puts your actions in proper perspective.

Medical Evidence and Injury Severity

Even if you were speeding or lane-splitting, the severity of your injuries can support your compensation claim. Serious injuries often indicate that the other driver’s actions were the primary cause of the accident’s severity.

For example, if another driver merged into your lane without looking while you were lane-splitting, your injuries might demonstrate their fault. Medical records document the ongoing impact of your injuries, helping establish the true cost of the accident and justifying fair compensation. This evidence can counter insurance companies’ attempts to minimize payouts based on perceived violations. Your injuries can speak to the accident’s cause.

The Role of Expert Witnesses

Expert witnesses can be invaluable in cases where you share some responsibility for an accident. Accident reconstruction specialists can analyze the crash and determine how different factors contributed to the collision.

Traffic safety experts can testify about the reasonableness of your actions, such as lane-splitting in slow-moving traffic. Medical experts can connect your injuries to specific aspects of the accident, showing that the other driver’s actions caused the most harm.

A motorcycle accident attorney will know which experts to consult and how to present their testimony effectively to counter blame and establish the other driver’s liability. Expert testimony can be powerful in fighting unfair bias.

When Cases Go to Court

If settlement negotiations fail, your motorcycle accident attorney will be prepared to take your case to court. Juries often understand that accidents involve multiple factors and that minor violations don’t necessarily make someone primarily responsible for a crash.

Presenting your case effectively in court requires careful preparation and strategic thinking. Your lawyer will organize evidence, prepare witnesses, and craft arguments that put your actions in proper context. They’ll show the jury that while you may have made a minor violation, the other party’s actions were more significant in causing the accident.

Court proceedings also provide opportunities to present evidence that might not have been available during settlement negotiations. Discovery procedures can uncover additional information about the other driver’s behavior, vehicle maintenance issues, or road conditions that contributed to the accident.

Common Scenarios and Outcomes

Many successful cases involve clients who were speeding or lane-splitting when their accidents occurred. For example, motorcyclists who were lane-splitting safely in slow traffic have recovered compensation when other drivers suddenly changed lanes without checking their mirrors. The key was showing that the other driver’s failure to look was more significant than the lane-splitting behavior.

Similarly, drivers who exceeded speed limits by small amounts recovered compensation when other drivers ran red lights or made illegal turns. The courts recognized that traffic signal violations created dangerous situations, not minor speeding.

Even in cases involving more significant violations, partial recovery is often possible. The key is having skilled legal representation to present evidence about all contributing factors and negotiate effectively with insurance companies.

The Importance of Honest Communication

Being honest with your motorcycle accident lawyer about your actions during the accident is crucial for building the strongest possible case. Attempting to hide or minimize your violations often backfires because the other side will likely discover this information.

Your attorney can only help effectively if they understand the complete situation. They need to know about your speeding or lane-splitting so they can develop strategies to address these issues proactively. It might involve gathering evidence to show that your actions were reasonable or that other factors were more significant.

Remember that your conversations with your lawyer are protected by attorney-client privilege. They can’t share information about your case with others without your permission. This protection allows you to be completely honest so your lawyer can provide the best possible representation.

Time Limits and Urgent Action

Cases involving potential shared responsibility often require immediate action to preserve evidence and protect your rights. Physical evidence from the accident scene might be cleared away quickly, and witness memories fade over time. The longer you wait, the harder it becomes to build a strong case.

Insurance companies might also try to pressure you into accepting quick settlements before you understand the full extent of your damages or the strength of your claim. Having a motorcycle accident attorney involved early prevents these tactics and ensures you have time to evaluate your situation properly.

Some evidence, like traffic camera footage or cell phone records, might only be available for limited periods. Your lawyer will know what evidence to preserve and how to obtain it before it’s lost or destroyed.

Fighting for Full Compensation

Your motorcycle accident lawyer’s job is to fight for the maximum compensation possible under your specific circumstances. This means not accepting insurance company arguments that your violations automatically reduce your claim. Instead, they’ll present evidence about all contributing factors and argue for compensation that reflects your actual damages.

Full compensation might include medical expenses, lost income, pain and suffering, property damage, and future costs related to your injuries. Even if you share some responsibility for the accident, you still deserve compensation that covers these real losses.

The goal is to ensure responsible parties pay their fair share of your damages. If another driver was primarily responsible for your accident, they should bear the majority of the financial consequences, regardless of minor violations on your part.

You Still Have Rights

Being involved in an accident while speeding or lane-splitting doesn’t strip you of your legal rights. You still deserve compensation for injuries caused by other people’s negligent or reckless behavior. The legal system recognizes that accidents are often complex events with multiple contributing factors.

Kurtz Riley Law Group Attorneys

Don’t let insurance companies or other parties convince you that your violations eliminate your claim. The law provides pathways for recovery even when you share some responsibility for an accident. Getting experienced legal representation that can navigate these complex situations effectively matters.
Contact an attorney immediately after your accident to discuss your specific situation. They’ll evaluate the strength of your claim, gather necessary evidence, and fight for the compensation you deserve. Your violations don’t have to define your case or limit your recovery when you have skilled legal representation.